Ep. 56 - Interest Rates Magic Episode | Oct 29, 2025
Louisiana Rates: What Buyers & Sellers Must Know in 2025 | RE: Real Estate Podcast
Keywords
real estate, interest rates, home buying, selling strategies, South Louisiana housing market
Summary
In this episode of the RE: Real Estate Podcast, hosts Clint Galliano and Ben Harang discuss the significant impact of interest rates on the housing market, particularly in South Louisiana. They break down how changes in interest rates affect buyers' monthly payments and sellers' strategies. The conversation emphasizes the importance of understanding monthly payments for both buyers and sellers, and offers practical strategies for navigating the current market conditions.
Takeaways
· Interest rates can drastically affect monthly payments.
· Buyers often focus on what they can afford monthly, not the total price.
· A 2% increase in interest rates can mean hundreds more per month.
· Sellers need to adjust their expectations in a higher rate market.
· Creative financing options can help buyers afford homes.
· Buyers should consider new construction for better insurance rates.
· Seller concessions can be more beneficial than price cuts.
· Understanding the local market is crucial for both buyers and sellers.
· Buyers should be prepared to refinance if rates drop.
· Communication with real estate agents is key to navigating the market.
Sound bites
"Monthly payment is king."
"A 2% jump changes $376 a month."
"Buy your first house first."
Chapters
00:00 Understanding Interest Rates and Their Impact
10:24 Strategies for Buyers in a High-Rate Market
10:54 Seller Strategies in a Changing Market
Hosts
Ben Harang, REALTOR® La.
License #: 36589
Keller Williams Realty Bayou Partners
Mobile: 985.859.2500
Office: 985.262.4400
benharang.com
Clint C. Galliano, REALTOR®
La. License #: 995704723
Keller Williams Realty Bayou Partners
Mobile: 985.647.4479
Office: 985.262.4400
clintcgallianorealtor.com
Produced by:
Clint Galliano
Music by:
Wiggins Studios
Creators and Guests
Host
Ben Harang
Ben Harang brings over 30 years of experience as a licensed agent and currently works with Keller Williams Realty Bayou Partners. Ben’s experience includes single family residential sales, large land sales, subdivision development, building new construction residential and commercial projects and selling REO/Foreclosed properties.
Host
Clint C. Galliano
Clint Galliano, who’s been an agent since 2020 & an investor since 2008, also with Keller Williams Realty Bayou Partners. Clint’s experience includes residential sales, residential rentals, property management, and various avenues of investing.
